SHOULD I GET OUT OF MUTUAL FUNDS AND MOVE TOWARD A SAFER INVESTMENT METHOD?

I have invested in the mutual account association probably 80 percent of my portfolio. With the marketplace in the motion as it is, should I pierce out of the supports as well as in to something safer? I have seen 10 percent of my account warp divided in the final year as well as with the oil predicament am wondering when the draining will stop.