My father as well as I both work full time. I am formulation upon operative up until I go in to labor, though I am formulation upon receiving time off after she is born. I dont have the preference of staying home full time with her, though I have lots of family which live around as well as I work for the family business. I am only wondering how we budgeted your income to have it upon the single paycheck for the while. I have the flattering great assets account, i only hatred carrying to use it. Thanks for any tips or ideas we have! thanks
How to Invest Money to Make Maximum Profits
Tag
about Accounting Analysis best Business Businesses company credit Enterprise Estate Finance Financial financing find Forex From Funds good help... Home Invest Investing Investment Know Loan Loans Management Market Marketing Money Need online Plan profit Real Research Should Small start stock this Tips trade Trading would-
Recent Comments
- VP on LOOKING TO INVEST IN A BUSINESS WITH SOMEONE. ANY IDEAS?
- Michael B on LOOKING TO INVEST IN A BUSINESS WITH SOMEONE. ANY IDEAS?
- Vincent on LOOKING TO INVEST IN A BUSINESS WITH SOMEONE. ANY IDEAS?
- Omnis on WHERE WOULD I GO TO FIND PEOPLE WHO ARE WILLING TO INVEST INTO MY BUSINESS OR TO INVEST IN THEIR BUSINESS?
- Carc CowBoy on WHERE WOULD I GO TO FIND PEOPLE WHO ARE WILLING TO INVEST INTO MY BUSINESS OR TO INVEST IN THEIR BUSINESS?
- Astro;Andy H. on WHERE WOULD I GO TO FIND PEOPLE WHO ARE WILLING TO INVEST INTO MY BUSINESS OR TO INVEST IN THEIR BUSINESS?
- jsforex.blogspot.com on WHAT BUSINESS CAN I INVEST FOR A 15 THOUSAND BUCKS PHILIPPINE PESO?
- Alvie on WHAT INVESTOR IN THEIR RIGHT MIND IS GOING TO WANT TO INVEST IN BIG BUSINESS ANYMORE?
- chillininvt on WHAT INVESTOR IN THEIR RIGHT MIND IS GOING TO WANT TO INVEST IN BIG BUSINESS ANYMORE?
- TimothyLogan3 on WHAT INVESTOR IN THEIR RIGHT MIND IS GOING TO WANT TO INVEST IN BIG BUSINESS ANYMORE?
Meta
-
Recent Posts
- LOOKING TO INVEST IN A BUSINESS WITH SOMEONE. ANY IDEAS?
- WHERE WOULD I GO TO FIND PEOPLE WHO ARE WILLING TO INVEST INTO MY BUSINESS OR TO INVEST IN THEIR BUSINESS?
- WHAT BUSINESS CAN I INVEST FOR A 15 THOUSAND BUCKS PHILIPPINE PESO?
- WHAT INVESTOR IN THEIR RIGHT MIND IS GOING TO WANT TO INVEST IN BIG BUSINESS ANYMORE?
- HOW DO I ASK FAMILY TO INVEST IN MY BUSINESS?
- I WOULD LIKE TO START A SMALL BUSINESS OR FRANCHISE I COULD INVEST IN OR SOMETHING I COULD MAKE GOOD MONEY OFF?
- WHAT PROFITABLE BUSINESS CAN I INVEST 1MILLION NAIRA ON IN NIGERIA WITH THE ECONOMIC SITUATION AT HAND?
- WHAT IS THE BEST BUSINESS TO INVEST IN ?
- WHAT IS THE BEST HEALTH RELATED SMALL BUSINESS TO INVEST IN THESE HARD TIMES THAT MAY BE VERY REWARDING?
- I AM LOOKING FOR AN ANGLE INVESTOR WHO IS READY TO INVEST IN MY BUSINESS?
- CAN I WITHDRAW MONEY FROM MY RETIREMENT ACCOUNT TO INVEST IN MY NEW BUSINESS AND AVOID THE 10% PENALTY?
- WHY WONT THE IRS LET ME INVEST IN MY BUSINESS?
- WITH $250K WHAT CAN I INVEST IN (BESIDES REAL ESTATE, STOCKS, OR STARTING A BUSINESS)?
- HOW CAN I FIND SOMEONE TO INVEST IN MY BUSINESS?
- WHATS A GOOD BUSINESS TO INVEST 1 MILLION DOLLARS INTO WITH ALL THE CONDITIONS THE COUNTRY IS GOING THROUGH?
- HOW DO I INVEST IN A BUSINESS THAT I BELIEVE IN?
- MY FRIEND WHO IS VERY NEW TO THE COUNTRY HAS 90K AND WANTS TO INVEST IN SOME KIND OF BUSINESS. ANY RECOMMENDAT
- ONE MY FRIEND IS LOOKING FOR A PARTNER FOR HIS BUSINESS AND WANTS TO INVEST MONEY. WHAT SHOULD I EXPECT?
- I WANT TO START A COMPUTER SALES BUSINESS IN HYDERABAD, NEED DETAILS HOW TO START, HOW MUCH I HAVE TO INVEST.?
- I HAVE $30K , WHAT TYPE OF BUSINESS SHOULD I INVEST IN TOWARDS A WEALTHY FUTURE?
{ 17 comments… read them below or add one }
your company should do maternaty leave and they pay for a while so you still get your paycheck
Don’t go shopping on your own, you’ll save heaps of money that way. You’ll be kept busy washing and feeding, you may not have the energy to go shopping with the newborn.
i am a single mother and have been since my daughter was born six years ago. all i have ever known is one paycheck. you just wont be able to buy all the extra stuff that you are use to buying. you will just have to cut back on stuff that you really dont need, ever heard the saying “need or greed”
It depends on how much money you spend on living “too comfortable”. My husband doesnt make 6 figures, but we are living fine on his pay check alone. Sure I would love to go shopping everyday, but thats not possible. You have to check and see where you can eliminate unneccesary spending. You will be fine. You just have to want it enough and make the proper cut backs. Even selling some things you dont need, or want even. Good luck and congrats!
Do you have to stay out for the whole six weeks? If your body is healed and you have adequate child care, see if you can go back before then. I was in the same situation, I stayed out only for 2 weeks, but I let my employer know that if things don’t go as planned, I would have to go back on Maternity leave.
Make a grocery list out
compare prices from differnt stores.
cut and use coupons.
Thrift store shop..they have Great baby cloths.
Yard sell shop for baby items.you would be suprised at all the new and gentle used stuff you will find.
Doesn’t your state have State Disability Benefits??? When I had my daughter, I qualified for State Disability…my income was slightly reduced…but we got by and I was able to stay home for the first 6 weeks.
Ask you ob/gyn if your state has these benefits. If so, your doctors office should have all of the forms and will fill them out and send them for a small “paperwork” fee.
By the way, Congratulations !!!
well when my sister and brother inlaw were about to give birth they had the same question. if you both make good money and both work i would do the same they did. but they decided since she made more money he would stay home and they bought the diapers and formula and all that the baby would need for the month that he wouldnt work that way it wouldnt be so hard they made it pretty good if you have everything the baby needs youll be fine i thnk since its geting closer you are probly just stressed relax everything will be fine congrats
I saved about 200 dollars from about 5 checks leading up to that and I was good until I went back. I have 2 children. I continued to live the way I was living before. I wasn’t penny pinching. That way you have a little money to live on wo your savings.
I know New York State offers short term disability benefits to anyone who has worked for a company for more then 8 weeks. Pregnancy is covered under this for up until your doctor releases you to return to work. I am not sure what state you are from but you can see if your state also offers this.
I cut back on some of thethings I didn’t need. I also save enough to pay the bills that I could. Then the bills that could wait untill I got back to work and go tmy first check I paid at the end of the month instead of the beginning. I was not able to take off 6 weeks with my second. So I went back 2 days before she was 2 weeks old and I worked 7 days a week 40 hours a week untill she was 6 weeks. That meant 6 hour long days but I was able to work from 4 am to 11 am and it helped me and my job so it wasn’t too bad my baby slept during that time. So I didn’t miss any bonding time with her. Hubby was home during those times so she didn’t have to go any where
Well, I never stayed home 6 weeks with either of my boys. I had my mom or sister babysit when I went back to work. If you are adamant about not using your savings, then watch the fliers for good buys and pretend that this is your job. It should help.
well you can get materinty leave,,, it depends what country your from i know here in canada the goverment provides that because you pay into employment insurance here,,,,and its not all that hard to raise a child if people can do it on welfare then you can do it on emloyment insurance also in canada we have child tax benfits which depends on the income you made the year before if under 40.000 you will receave 366.00 a month i have a 8 month old and we dont struggel also you dont need to buy all the exspensive products for babys chesp products do the same job,,,
Have your family and friends planned baby showers for you? Those can really help. If not, ask them too! ; ) Seriously, I’m sure they wouldn’t mind.
Ask for the essentials-diapers, formula if you need it, bottles, wipes, baby soap, gift certificates, etc. The worst waste of money is to spend it on cutesie outfits. A few are fine, but they really just need nightgowns and socks! You could let the people planning the shower know that essentials are what you need to help you out. If you register at a big store, you can get the gift receipts so you can exchange things if you need.
When people ask what you need right after the birth, you could even suggest they bring over a covered dish or casserole. You and your husband will be too tired to cook and that will save money on takeout.
For a future baby, you might see if you can sign up for short-term disability. I paid for that before I was pregnant with my firm, and it paid me 60% of my salary while I was on 12 weeks of leave. It was great.
I am assuming you live in the US. In other countries women are paid during their time off! We need to get with the times!
It’s great you have a savings account. I’m not sure when the baby is due, but perhaps you could start a new fund for the six weeks you are off so you have a “cushion”. Keep in mind if you have a C-section you could be off 8 weeks. If you work in a family business could you do some work from home during your leave? You might be able to squeeze in an hour or two, but you will be very busy while at home.
One other money saving tip-generic diapers work just fine, especially if you change your baby a lot. When she gets older and sleeps throught the night, you might need to use coupons and buy the more expensive brands.
Good luck and congrats!!!
PS Others are suggesting going back sooner. I can’t believe someone said two weeks! Your body needs time to heal and the bonding time is so important.
This is what I did: buy two pack of size 1 diapers every month until you deliver. The new born diapers they grow out of in a few weeks, so don’t bother with more than 2 or three packs. Begin making two dinners for one. For example, make double spaghetti sauce and freeze half. It takes the same amount of time. If you are going to have a shower, ask for precooked frozen meals, DIAPERS, gift certificates to Walmart, Target etc. Breast or bottle, If bottle, start collecting bottles and nipples, check the store you use the most and ask about the return policy for unopened cans of formula. If you can return them, start buying formula now also. Just pick one… they are all the same no matter what they say. Pediatricians choose the name brand ones (Enfamil or Similac on a rotating basis based on what free samples
they have) Also, go to Huggies website, pampers website and the formula you choose websites, if you sign up,( with due date, name etc. takes on a few minutes) they will send MONTHLY to every two months for REALLY good coupons I mean sometimes as much as $3-5 dollars off one product. (These coupons are better than the ones you get in the paper.) AND they send these coupons until the age of potty training so you will get savings on pull-ups, swimmers, wipes bathing products, everything.
If I think of other things I will answer again. But these few things helped us get those first maybe ten twelve weeks with bills because we did not have to worry about diapers, (expensive, food, and I breast fed so no formula which is also expensive) If you buy them now while you are working, you will already have these thing worked into your budget when you return from leave.
I was a single when I had my son as well as very alone (no family at all for over 800 miles) So what I did was told my family that instead of baby items that paying my bills would be the next best thing so I can stay home with my son after he was born ans boy did I need it. My son was put in the hospital at 5 weeks and that about killed me with money. My family paid my main bills but I was able to use my savings for rent for the first 3 months of my sons life.
What I was doing with rent before I had my son was paying a bit more then normal just to have a credit on my rent. My landlord thought it was great of me to think so far ahead. My dad paid my electric for two months ( it was maybe 60 bucks a month) my mom paid my phone bill for me and then the rest of the family gave me the gift of paying my rent without me knowing what they were up to. I still had all I would ever need from family and friends for my son when he was born and still doand he is 7 now.
So start to concerve the energy bill a bit and stop buying things you know you can wait on. Everything will come together and all will be great. Your a soon to be mommy and its your worry that is making you think about this now. Oh and if your daughter is going into daycare after your 6 weeks with her then you better look now most daycares have a waiting list for newborns. Some even let you bring your child in at 3 weeks. This is all normal with you thinking this way and good luck with the new baby.
First of all….RELAX….stress isn’t good for you or your baby!Smile
and enjoy carrying your child. Ok…now for the work part. I started by putting back money for the regular “stuff” Usually water, electric, mortgage payments etc run around the same each month. Try to save up or pay up those bills that will be due during the time you are off from work. Most of all…enjoy that sweet baby….later on you will cherish the time you took with your little one even if it means making some sacrifices here and there. Also,if you choose to breastfeed, that will cut down on buying expensive formula. So enjoy your pregnancy and your baby……try not to worry so much…..and Congratulations!!!!!