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bdancer222 July 10, 2010 at 11:41 am

Go into the bank and tell them you want to open a checking account. They will tell you what type of accounts are available and explain the whole thing to you. Don’t be afraid to ask questions. Be sure to have your social security number and ID.

Bank accounts are not extensions of credit and do not report to the credit bureaus. Your credit report is a history of credit cards and loans. If you’ve never had credit, you have nothing on your report and your score is 0.

This is a good site to learn all about scores: http://www.myfico.com/CreditEducation/WhatsInYourScore.aspx

Patrick Coleman July 10, 2010 at 12:25 pm

hey,

The best company for credit report is http://GoCreditReport.info , because they offer credit report free (no catches) .You also can receive credit monitoring service and anti fraud alert.

I strongly would recommend you to create an account .It’s free (no catches) .

I hope that helps

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