WHAT IS THE BEST WAY TO FINANCE A NEW HOME PURCHASE AND ADDITION SIMULTANEOUSLY?

I live in Colorado as well as devise to squeeze the home. Before I pierce in, I’d similar to to supplement dual bedrooms as well as the bath. What’s the most appropriate approach to financial this all during the same time?

{ 3 comments… read them below or add one }

richgo55555 July 27, 2010 at 6:29 pm

If your credit is good, you could finance 100 – 107% of the purchase price and save your down payment for the renovation. I am a manager a mortgage bank. Email me if you would like to explore these ideas.
Thanks

Andrew Z July 27, 2010 at 6:55 pm

You can obtain one of the new Fannie/Freddie Renovation-Rehab loans. For a primary residence purchae, you can finance up to 95% of the total cost to purchase and rehab. For example, a 100k purchase would allow you to finance 95k and you would be responsible for a 5k down payment. There are a lot of guidelines to this loan but if you have decent credit this will may be the most cost effective way to achieve your desired result. I am also a mortgage planner and I provide financing in CO. Please feel free to contact me if you’d like more information. Good Luck!

azemon@greenwoodlending.com
http://www.cvillelending.com

ustelex July 27, 2010 at 7:25 pm

There are also private money lenders which will consider after improved value and would consider the purchase and improvement loans.

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