PAYING BACK A REAL ESTATE INVESTMENT LOAN?

I have only paid for the square of skill to update/repair as well as sell. The price was the small over 100K as well as should sell for tighten to 140K. My loan is for Cost of residence + updates. I have kept the small income in reserve for behind up, in box it takes longer to sell than I think. I have finished this once prior to as well as paid the loan off in full once I sole the residence as well as used the distinction upon which to use as the down remuneration for this house. On this loan, should I compensate it behind in full or should I compensate smallest payments upon which loan so I will have some-more money(1031) to put in to the brand new investment property(flip)? Is there any value to either? Are there any alternative loan pay-back strategies which I competence consider?

{ 5 comments… read them below or add one }

I_Love_McRedneck July 31, 2010 at 5:46 am

If you got the loan from a bank, you have NO CHOICE but to pay it off. They gave you the loan for THAT HOUSE, so when you sell it, they’ll automatically take their money.
BUT if you got your money from an investor, you can probably work out any sort of deal you want.

P J July 31, 2010 at 5:54 am

You have to pay off the loan in order to present clear title to a purchaser.

This is not a time for flipping houses the values are to unsteady right now.

ii7-V7 July 31, 2010 at 6:15 am

The loan has to be paid in full. Otherwise you won’t be able to sell it. This is a good time to buy real estate but not to sell it. If you can’t hold the property you may want to reconsider investing at this time.

benebuck8 July 31, 2010 at 6:28 am

As others have said, you’ll have to pay it off in full once you sell it.

homework h July 31, 2010 at 6:48 am

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