HOW DO YOU FINANCE BUYING ONE HOME BEFORE YOU SELL YOUR EXISTING HOME?

I wish to buy an additional home, move, & afterwards sell my aged home. Are there ways to financial the brand new home regulating the equity of the aged home to secure the loan?

{ 6 comments… read them below or add one }

Angie T August 13, 2010 at 6:44 pm

You can get a home equity loan on your primary home to put down on your new home. Of course you have to be able to qualify financially for both loans or show rental income on your original home to offset it.

Mike August 13, 2010 at 7:19 pm

1. Use the equity from the first home as the downpayment for the new home.
2. Provide a rental agreement for the old home showing that it will not be burden on you.

Floyd B August 13, 2010 at 7:23 pm

I don’t know the details but you can get a loan in this situation it’s called a bridge loan.

Celina J August 13, 2010 at 7:50 pm

Try mortgaging the first home and sell it with transfering the mortgage to the new owner

overhereyoupretty August 13, 2010 at 8:42 pm

Bridge loan…Talk to your mortgage lender,im sure if you have equity in your home that you want to sell this will be the way to go..

Daniel P August 13, 2010 at 9:21 pm

An option to consider. Purchase the home you want on 100% financing. Sell your current home, pay off the piggyback loan. 100% financing typically works on an 80/20 split. 80% is some kind of conventional loan, the 20% piggyback is a Home Equity Line of Credit. Saves you the hassle of getting one later.

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