SHORT TERM INVESTMENT OPTIONS?

Looking during the 5 month cd during 4.25%apr. Invest 50k to have the tiny profit, generally after taxes. Are there any alternative investment options with the singular risk which suggest the small improved reward?
Thanks
Im not unequivocally seeking to enlarge the term, as well as I am Not seeking for anything which is tall risk.

{ 8 comments… read them below or add one }

rmlowrie September 16, 2010 at 12:22 pm

I’ve seen a poster in another question state that she is involved in a forex club that makes between 10% and 25% return on money, per month. Not bad. I’m involved in a private placement where I have a loan note to a consortium of forex professionals, making 87.5% per annum rate of return. However, that is for a full year contract, which is not in line with your need for a short term option. Nevertheless, if you are interested in learning more, let me know.

Best of success always.

Helmut S September 16, 2010 at 12:59 pm

For getting maximum profits in stocks just visit the blog

http://www.profitablestockexchange.blogspot.com

There are other investment options like just invest in forex you can earn more than stocks

Swaminathan P September 16, 2010 at 1:44 pm

for short terms investment CD only is best

others may cause loss at times

DEN GIRUS September 16, 2010 at 2:35 pm

Don’t even think about investing in FOREX.

The safest investment would be to open an account overseas at 12% apr. Invest 50K for 5 months and you will earn $2.5K

Contact me for more details (email me through my profile).
Best of luck!

Tony D September 16, 2010 at 2:57 pm

The only options really for short-term investments are CDs from banks or Treasury Bills issued by Uncle Sam but of course interest rates are very low right now and going lower.One other option offered by a very few US banks are FDIC-insured CDs(so your $50k is secure) that are tied to the performance of the stock market or gold or oil or foreign currencies,etc.
http://www.investinganswers.citymaker.com

mrrosema September 16, 2010 at 3:08 pm

If you have $50K to invest i would say you can afford more risk than a CD unless you are going to use it for college or to buy a house in 6 months. In those cases CD is a good investment vehicle. If you can afford to risk some then keep some in A CD and put some in a mutual fund or stock such as berkshire Hathaway B shares. you don’t have to put all your eggs in the secure basket. With all due respect Helmut are you 15 years old and if so why are you answering investment questions.

Joe September 16, 2010 at 3:14 pm

It is difficult to beat 4.25%. Here are several suggestions for short term investments, but few are that high. I do not have a financial interest in any of these websites. (This does not violate the Yahoo answers ban on solicitations as I have no financial interest)

I like the the Vanguard Prime Money Market Fund with a current compound yield of ~3.8% APY. A lower yield, but you can withdraw at anytime without penalty.
https://flagship.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0030&FundIntExt=INT

If you are in a high tax bracket you may prefer their tax exempt money market funds:
https://flagship.vanguard.com/VGApp/hnw/FundsByType

Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I’ve found over the long run. (Vanguard money markets are not FDIC insured, however.)

Article on teaser rates:
http://www.marketwatch.com/news/story/banks-advertised-rates-dont-always/story.aspx?guid=%7B0A13B6E2-FFB2-4E2B-BD42-E2D1E01C52E5%7D

Bankrate.com provides links to CD’s with high interest rates as well as high interest rate banks.
http://www.bankrate.com/
http://www.bankrate.com/brm/rate/deposits_home.asp

ING and HSBC often have rates close to Vanguard, and most of their products are FDIC insured. You can check these at the following links:
http://home.ingdirect.com/open/open.asp
http://www.us.hsbc.com/1/2/3/personal/savings?code=husa

Smart Investor September 16, 2010 at 4:11 pm

The better way you can make your money work for you would be to invest in Europe. You will get the highest annual percentage rate from a CD abroad (5-10%).

Alternatively try to invest in someones business. You may receive 15 to 20% guaranteed interest per year. You will not get such high guaranteed returns on stocks, mutual funds, bonds or CD’s.
I run my own business and make over 5% return on my money per month.
I have 10 years of investing experience.

Email me at investment4us@hotmail.com and I’ll give you a valuable advice if you are serious about investing. Please don’t forget to mention your question and screenname on Yahoo Answers.

Best of luck!

Smart Investor

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