WILL A BANK OR CREDIT UNION FINANCE A CAR THAT IS 8 YEARS OLD?

I wish to buy the 2001 Jeep Grand Cherokee which has 95k miles upon it. The automobile is $5900 as well as I have $1500 to put down. Will the bank or credit kinship financial the rest even yet the automobile isn’t really new?

{ 4 comments… read them below or add one }

rebeli812 October 27, 2010 at 10:56 am

depends on bluebook value. if the car is worth that much they might. though they dont like to finance older vehicals. might be higher interest and only get 24-36 month loan.

Jeff T October 27, 2010 at 11:54 am

Yes, they will.

I know a guy who bought a ‘93 F250 in 2003 (it was 10 years old then), and he’s got about two months left on the car loan.

$2,000 @ 10.5% = $42.99 * 60 months.

MadMan October 27, 2010 at 12:40 pm

Well, as far as I know, no one will finance a car this old or with this many miles on it. You could get a personal loan, if your credit is good enough, but I cannot see anyone giving a car loan against this.

G N A October 27, 2010 at 12:48 pm

Depends entirely on your bank or credit union. They will take into account the Kelley Blue Book value and it’s a good idea to run a Carfax report on it before you give anyone your money.

But it shouldn’t be a problem, people buy used cars older than yours all the time and many times with full financing.

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