I need to do debt converging of my loans. I know which there have been series of financial companies in Singapore.
Which the single offers the lowest rates as well as will not warn me with additional charges?
If there is the association which offers loan with the single year seductiveness free, which would additionally be good.
Citibank as well as HSBC charges the lot of interests.
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Try local bank like OCBC, UOB, DBS
But still, your are borrowing, the hole just getting bigger.
How about spending some time to work out something to cut down your spending.
Still cannot, consider taking part time job. And forget about clubbing and resting at home for a time being.
Me… I have not enjoyed any public holiday or sunday since 1995 I came out from army.
Now… Beside my HDB flat, I don’t owe anyone a single cent.