WHAT IS THE EASIEST WAY TO INVEST MONEY WITHOUT RISK AND STILL MAKE A GOOD PROFIT?

what kind of stocks, mutual funds, CD’s or bonds?

{ 12 comments… read them below or add one }

Michael January 21, 2011 at 10:30 am

The easiest way without any risk would be to put your money in a high yield savings account that is FDIC insured. You could look on bankrate.com for some good on line banks.

If you want a higher return you could invest in the stock market. However, there would be some risk involved there.

todd5524 January 21, 2011 at 11:21 am

Mutual Funds…or a Bond

Dave January 21, 2011 at 11:56 am

There is no such thing as “without risk” investing, but the obligations of the federal government are pretty close. In general, the higher the potential earnings, the higher the risk. high-rated municipal and corporate bonds are next, then exchange-traded funds that match major indexes, like the S&P 500.

Thin Kaboudit January 21, 2011 at 12:42 pm

Risk and return tend to be inversely proportional…

If you are unwilling to take risk, you will never make a good profit!

Josher January 21, 2011 at 1:24 pm

US. Government Bonds will limit your risk about as low as you can get with a solid return. Look for good CD deals also, they are lingering around.

But if you want good profit look toward stocks and mutual funds for long term investments. 7+ years. Much riskier but better potential.

If there was a no risk high return investment out there everyone would be doing it.

sgasner January 21, 2011 at 1:34 pm

The “risk free rate” is approximately equal to the rate of inflation, and can be done through a short term T-bill (30days). Most of us get the same benefit by putting our money in money market accounts, which is slightly riskier. Most people believe that federal government bonds in general are risk free since the government is more likely to print extra money to pay off it’s bonds than to default.

Otherwise, there is no way to make money without taking on some risk.

Sally January 21, 2011 at 1:56 pm

First of all, it depends on what you want to do with the money. If you invest in stocks, go to yahoo finance and look at all the stock options and then you can see prev. closes, graphs of how they have done in the past and stuff. One good thing of stocks is that the stocks can split so say for instance you buy 100 shares of stocks and it splits, then you have 200 shares, then in another year it splits and you now have 400 shares. hang on to them for a while and (aslong as the company is doing well) you can get alot of money. (FUN FACT: Bill Gates got so rich by investing in walmart stocks) but then again on the other hand, the company could do poorly and you could end up selling the shares for more then you bought them for. If you dont want to go that path, a CD would be a good choice. you can earn alot of interest and gain alot of money. the proplem with CDs is that you cant take your money out for a certain ammount of time (you discuss a time with your bank) if you decide to get a CD, then it is a good idea to look at banks’ websites and compare interest rates and stuff. i hope this helped!

Paul January 21, 2011 at 2:32 pm

I would suggest you to invest in shares /stocks.if you are looking for high returns.Check the website link below to learn more on shares and stock trading and how to select the best stocks.
Hope it helps

http://money-review-site.com/shares.html

blue January 21, 2011 at 3:28 pm

high yield money market, that is bout it, the average savings rate is .25 to 4.00 and the money market you can get for 4 plus, with the cd’s they are alright, but you have to have alooooooot of money and a great rate, those are like up to 5.00 percent. ing and capital one has good rates. no bonds, they take to long to mature, and the stocks they are very risky, as well as mutual funds, they are very funny, you can gain and lose, with the savings and the money markets, even the cd’s are ok, but also keep in mind the cd’s you have to pay taxes on

sathish January 21, 2011 at 3:36 pm

Better u go for mutual funds… now they making reasonable profit… lot of schemes coming from reliance and sbi…comparitively it is low risk….

jason m January 21, 2011 at 3:51 pm

you don’t wanna lose money guaranteed? try a 10 year treasury note. sometimes you can get 2 or 5 year notes for a better yield though.

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