What is the most appropriate approach to deposit money- from 100k$ to 250k$, prolonged conditions from 5-7 years
And what’s the proximately distinction each year
thank you
I need to deposit with the most appropriate investment fund
I have my own businesses, I don’t have time to brook & sell shears I seeking for most appropriate account to deposit my income prolonged term
How to Invest Money to Make Maximum Profits
{ 3 comments }
Identify yourself as what type of investor are you. If you fall under aggressive category, you want to invest 80% in stocks and 20$ in bonds/CD/money market funds.
Invest in index funds 1/3 starting from Dow30, S&P500 Index, Russell 2000 and International (Morgan Stanley) Index funds. You will cover the entire stock market and won’t regret it. If someone tells you to buy Google or Apple, think twice. They are good stocks but also have very high Price to Earning ratio. You should expect somewhere in the range of 5-10% return per year.
In my opinion, if you have this much money to invest you should hire a fee-only certified financial planner. A CFP will charge you an hourly fee ($150+ an hour), but that’s better than getting advice from a broker who makes commission off of sales. An initial consultation usually involves a long questionnaire, so they can get an idea of your current financial situation, goals, and risk tolerance. Check out these links for additional info. Good luck!
ETFs are cheaper than mutual funds. ETFs have very low annual expenses, nearly 20 basis points or 0.2% less. As against this, actively managed mutual funds show average expenses exceeding 135 basis points (1.35%). This does not include the extra 2% – 5% as loads, 12(b)-1 marketing fees, transactions costs, and soft dollar expenses mutual funds, passed on to you but never informed, except in very fine print that nobody cares to read.
http://debts-to-wealth.com/category/Why-Invest-in-Exchange-Traded-Funds.html
Comments on this entry are closed.